@font-face{font-family:Inter;src:url('inter-latin.woff2') format('woff2');font-weight:100 900;font-style:normal;font-display:swap}
:root{--navy:#082a4b;--deep:#061e38;--blue:#0964b7;--bright:#118cca;--sky:#e8f3fb;--paper:#f5f8fb;--ink:#213f55;--muted:#526a7e;--line:#d9e4ed;--white:#fff;--font:'Inter',Arial,sans-serif;--radius:4px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:115px}body{margin:0;color:var(--ink);font:17px/1.75 var(--font);background:white}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline;text-underline-offset:5px}img{max-width:100%;height:auto;display:block}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}h1,h2,h3,h4{color:var(--navy);font-weight:500;line-height:1.15;letter-spacing:-.045em;margin:0 0 24px}h1{font-size:clamp(2.8rem,5.3vw,5rem)}h2{font-size:clamp(2rem,3.3vw,3.2rem)}h3{font-size:1.5rem;letter-spacing:-.025em}h4{font-size:1.2rem}p{margin:0 0 1.25em}ul,ol{padding-left:1.4em}strong{font-weight:650}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #007cbb;outline-offset:5px}.shell{width:min(1240px,calc(100% - 96px));margin:auto}.section{padding:100px 0}.eyebrow{font-size:.76rem;font-weight:700;letter-spacing:.16em;line-height:1.5;text-transform:uppercase;color:var(--blue);display:block;margin-bottom:20px}.topline{background:var(--navy);color:#d4e5f3;font-size:.75rem;padding:8px 0;letter-spacing:.025em}.topline .shell{display:flex;justify-content:space-between}.topline a{color:#e3f0fa}.site-header{background:rgba(255,255,255,.98);position:sticky;top:0;z-index:100;border-bottom:1px solid var(--line)}.header-inner{min-height:96px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{flex:0 0 225px}.brand-logo{width:225px;height:75px;object-fit:contain}#primary-nav{display:flex;align-items:center;gap:22px}.nav-list{list-style:none;display:flex;align-items:center;gap:22px;margin:0;padding:0}.nav-list>li{position:relative}.nav-list a{font-size:.81rem;line-height:1.4;color:var(--navy);font-weight:550;display:block;padding:35px 0}.nav-list .menu-item-has-children>a:after{content:'⌄';margin-left:7px;color:var(--blue)}.nav-list .sub-menu{display:none;position:absolute;top:100%;left:-20px;width:265px;background:white;box-shadow:0 14px 32px #082a4b1c;border-top:3px solid var(--blue);padding:14px;list-style:none}.nav-list .sub-menu a{padding:10px;font-size:.83rem}.nav-list .sub-menu a:hover{background:var(--sky);text-decoration:none}.nav-list li:hover>.sub-menu,.nav-list li:focus-within>.sub-menu{display:block}.button,.elementor-button{display:inline-flex;align-items:center;justify-content:center;gap:20px;background:var(--blue);color:#fff;border:1px solid var(--blue);border-radius:3px;padding:15px 24px;font-size:.86rem;line-height:1.5;font-weight:600;text-decoration:none;transition:background .2s,transform .2s}.button:hover,.elementor-button:hover{background:var(--navy);border-color:var(--navy);color:white;text-decoration:none;transform:translateY(-1px)}.button.outline{background:transparent;color:var(--navy);border-color:#9ab2c6}.button.outline:hover{background:var(--sky)}.button.white{background:white;color:var(--navy);border-color:white}.button.nav-cta{font-size:.73rem;padding:12px 15px;gap:8px}.menu-toggle{display:none;background:transparent;border:1px solid var(--line);padding:10px 14px;color:var(--navy)}.skip-link{position:fixed;top:-100px;background:white;padding:12px;z-index:1000}.skip-link:focus{top:0}.screen-reader-text{clip:rect(1px,1px,1px,1px);clip-path:inset(50%);height:1px;width:1px;overflow:hidden;position:absolute!important;white-space:nowrap}
/* Elementor uses one shared system; content remains native editable widgets. */
.elementor{--e-global-color-primary:var(--navy);--e-global-color-secondary:var(--blue);--e-global-color-text:var(--ink);--e-global-color-accent:var(--bright);--e-global-typography-primary-font-family:var(--font)}.elementor .elementor-widget:not(:last-child){margin-bottom:0}.elementor .elementor-heading-title{font-family:var(--font);color:var(--navy);line-height:1.15;font-weight:500}.elementor .elementor-widget-text-editor{font-family:var(--font);color:var(--ink)}.elementor .e-con{--container-max-width:1240px;--container-default-padding-top:0;--container-default-padding-bottom:0;--container-default-padding-left:0;--container-default-padding-right:0;--gap:0px;--widgets-spacing:0px}.elementor .ecf-section{padding:95px 48px}.elementor .ecf-section>.e-con-inner{max-width:1240px;display:block}.elementor .ecf-section.narrow>.e-con-inner{max-width:850px}.elementor .ecf-section.soft{background:var(--paper)}.elementor .ecf-section.blue{background:var(--sky)}.elementor .ecf-section.dark{background:var(--navy);color:white}.elementor .dark h2,.elementor .dark h3,.elementor .dark p,.elementor .dark .elementor-heading-title,.elementor .dark .elementor-widget-text-editor{color:white}.elementor .dark .eyebrow{color:#9ccfee}.elementor .ecf-section .elementor-widget-heading h2{font-size:clamp(2rem,3.3vw,3.2rem);margin-bottom:24px}.elementor .ecf-section .elementor-widget-text-editor{max-width:850px}.elementor .ecf-section .elementor-widget-text-editor p:last-child{margin-bottom:0}.elementor .ecf-section .elementor-widget-shortcode{margin-top:30px}.elementor .ecf-section:has(.hero) {padding:0}.elementor .ecf-section:has(.hero)>.e-con-inner{max-width:none}.elementor .ecf-section:has(.cta-panel){padding:0}.elementor .ecf-section:has(.cta-panel)>.e-con-inner{max-width:none}
.hero{background:var(--paper);position:relative;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr 1fr;min-height:610px}.hero-copy{padding:85px 45px 75px max(48px,calc((100vw - 1240px)/2));position:relative;z-index:1}.hero h1{font-size:clamp(2.8rem,4.7vw,4.8rem);max-width:660px;margin-bottom:27px}.hero h1 em{font-family:Georgia,serif;font-weight:400;color:var(--blue)}.hero-copy>p{font-size:1.03rem;max-width:540px;color:var(--muted)}.hero-actions{display:flex;align-items:flex-start;gap:14px;flex-wrap:wrap;margin-top:28px}.hero-actions .text-link{display:block;width:100%;font-size:.87rem;margin-top:6px}.text-link{font-weight:600;color:var(--blue);display:inline-block}.text-link span{margin-left:12px}.hero-photo{position:relative;min-height:530px}.hero-photo>img{width:100%;height:100%;object-fit:cover;position:absolute;object-position:50% 50%}.hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,#052c4459,transparent 50%)}.photo-note{position:absolute;bottom:35px;left:40px;right:35px;z-index:1;color:white;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;border-top:1px solid #ffffff80;padding-top:14px}.hero.home .hero-photo{margin:28px 28px 28px 0}.hero:not(.home) .hero-grid{min-height:470px}.hero:not(.home) .hero-copy{padding-top:68px;padding-bottom:65px}.hero:not(.home) h1{font-size:clamp(2.8rem,4.3vw,4.1rem)}.hero:not(.home) .hero-photo{min-height:450px}.hero.no-image .hero-grid{display:block}.hero.no-image .hero-copy{max-width:1150px;padding-right:48px}.hero.no-image h1{max-width:1050px}.hero.no-image .hero-copy>p{max-width:750px}.trust-strip{border-bottom:1px solid var(--line);background:#fff}.trust-strip .shell{display:flex;gap:25px;justify-content:space-between;padding-top:25px;padding-bottom:25px;font-size:.8rem;color:var(--muted)}.trust-strip strong{color:var(--navy)}.trust-strip span:before{content:'•';color:var(--bright);margin-right:12px}.intro-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:80px}.intro-grid .lead{font-size:1.45rem;line-height:1.65;color:var(--navy)}.intro-grid h2{max-width:450px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.cards.two{grid-template-columns:repeat(2,1fr)}.info-card{padding:34px;border:1px solid var(--line);background:white;border-radius:var(--radius);position:relative}.info-card .card-no{color:var(--blue);font-size:.83rem;letter-spacing:.12em;display:block;margin-bottom:30px}.info-card h3{margin-bottom:18px}.info-card p{color:var(--muted);font-size:.95rem}.info-card p:last-child{margin-bottom:0}.info-card .text-link{font-size:.84rem}.info-card.image-card{padding:0;overflow:hidden}.image-card>img{width:100%;height:230px;object-fit:cover}.image-card .card-content{padding:30px}.dark .info-card{background:#103655;border-color:#365775}.dark .info-card p{color:#d8e5f0}.dark .text-link{color:#a4d8fb}.split-feature{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}.split-feature>img{width:100%;height:480px;object-fit:cover;border-radius:4px}.quote{font-family:Georgia,serif;font-size:clamp(1.6rem,2.7vw,2.5rem);line-height:1.4;color:var(--navy);border-left:3px solid var(--bright);padding:12px 0 12px 32px;margin:30px 0}.process{display:grid;grid-template-columns:repeat(5,1fr);gap:27px;margin-top:40px}.process-item{border-top:1px solid #acc7dc;padding-top:25px}.process-number{display:inline-flex;color:var(--blue);font-size:1.15rem;margin-bottom:30px}.process h3{font-size:1.12rem;line-height:1.4;letter-spacing:-.02em}.process p{font-size:.88rem;color:var(--muted)}.picture-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin-top:30px;border:1px solid var(--line)}.picture-cell{padding:25px;border:1px solid var(--line);background:white}.picture-cell strong{font-size:1.02rem;display:block;color:var(--navy)}.picture-cell span{font-size:.85rem;color:var(--muted)}.pyramid{max-width:760px;margin:35px auto;display:flex;flex-direction:column;align-items:center;gap:10px}.pyramid div{padding:18px 25px;text-align:center;color:white;border-radius:3px;min-width:250px}.pyramid div:nth-child(1){width:55%;background:#476d89}.pyramid div:nth-child(2){width:70%;background:#215981}.pyramid div:nth-child(3){width:85%;background:#116db0}.pyramid div:nth-child(4){width:100%;background:var(--navy)}.pyramid strong{display:block}.pyramid span{font-size:.82rem;color:#d7e9f7}.faq-list{max-width:950px;margin-top:25px}.faq-list details{border-bottom:1px solid var(--line);padding:0}.faq-list summary{font-weight:600;color:var(--navy);padding:22px 40px 22px 0;cursor:pointer;position:relative;list-style:none;line-height:1.5}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';position:absolute;right:5px;top:18px;font-size:1.4rem;color:var(--blue);font-weight:400}.faq-list details[open] summary:after{content:'−'}.faq-list details p{padding:0 35px 23px 0;margin:0;color:var(--muted)}.table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:4px;margin:25px 0}table{border-collapse:collapse;width:100%;font-size:.9rem;min-width:600px}th{text-align:left;background:var(--navy);color:white;font-weight:600;padding:18px}td{padding:18px;border-bottom:1px solid var(--line);vertical-align:top}tbody tr:nth-child(even){background:var(--paper)}.disclaimer{font-size:.8rem;line-height:1.75;color:var(--muted);border-left:3px solid #b7cfdf;padding:14px 20px;background:var(--paper);margin-top:30px}.dark .disclaimer{background:#103655;color:#d7e5f0}.loss-math{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin:30px 0}.math-card{padding:30px;background:white;border:1px solid var(--line);border-top:3px solid var(--bright)}.math-card .numbers{display:flex;align-items:center;justify-content:space-between;color:var(--navy);font-size:2.3rem;line-height:1.3;letter-spacing:-.05em}.math-card small{font-size:.8rem;display:block;letter-spacing:0;color:var(--muted);margin-top:12px}.math-card .arrow{font-size:1.5rem;color:var(--blue);padding:0 10px}.credit-chart .positive{color:#0869a5;font-weight:650}.credit-chart .negative{color:#884d39;font-weight:650}.credit-chart .neutral{color:#415d73;font-weight:650}.credit-chart .legend{font-size:.85rem;color:var(--muted)}.cta-panel{background:var(--blue);padding:75px 48px}.cta-panel .shell{width:min(1240px,100%);display:flex;gap:50px;align-items:center;justify-content:space-between}.cta-panel h2{color:white;max-width:780px;font-size:clamp(2rem,3vw,3rem);margin-bottom:15px}.cta-panel p{color:#e1effa;max-width:700px;margin-bottom:0}.cta-panel .button{white-space:nowrap}.cta-panel .eyebrow{color:#bce3fd}.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}.team-member{padding-top:30px;border-top:2px solid var(--blue)}.team-member .initials{background:var(--sky);height:75px;width:75px;display:flex;align-items:center;justify-content:center;color:var(--blue);font-family:Georgia,serif;font-size:1.7rem;margin-bottom:30px;border-radius:50%}.team-member .role{font-size:.76rem;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);margin-bottom:20px}.team-member p{font-size:.94rem;color:var(--muted)}
.archive-hero{padding:75px 0 40px}.archive-hero h1{font-size:clamp(2.8rem,5vw,4.8rem)}.archive-hero>p{max-width:760px;color:var(--muted);font-size:1.1rem}.archive-tools{padding:20px 0 35px;border-top:1px solid var(--line);display:flex;gap:25px;justify-content:space-between;align-items:flex-start}.archive-tools nav{display:flex;gap:10px;flex-wrap:wrap}.archive-tools nav a{border:1px solid var(--line);font-size:.8rem;padding:7px 13px;border-radius:3px}.search-form{display:flex;flex:0 0 300px}.search-form input{min-width:0;width:100%;border:1px solid var(--line);padding:8px 12px;font-size:.85rem}.search-form button{background:var(--navy);border:1px solid var(--navy);color:white;font-size:.8rem;padding:8px 13px}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.archive-grid{padding-bottom:45px}.article-card{background:white;border:1px solid var(--line)}.article-image{overflow:hidden;display:block}.article-image img{width:100%;aspect-ratio:1.65;object-fit:cover;transition:transform .3s}.article-image:hover img{transform:scale(1.03)}.article-copy{padding:28px}.article-copy .eyebrow{font-size:.7rem}.article-copy h3{font-size:1.35rem;line-height:1.35}.article-copy h3 a{color:var(--navy)}.article-copy p{font-size:.9rem;color:var(--muted)}.article-meta{font-size:.77rem;color:var(--muted)}.article-heading{padding:70px 0 40px;max-width:1000px}.article-heading h1{font-size:clamp(2.4rem,4.5vw,4.1rem);line-height:1.18}.featured-image{max-width:1050px}.featured-image img{width:100%;max-height:470px;object-fit:cover}.article-body{max-width:780px;width:calc(100% - 48px);margin:55px auto 80px}.article-body h2{font-size:2rem;line-height:1.3;margin:45px 0 22px}.article-body h3{font-size:1.4rem;line-height:1.4;margin-top:30px}.article-body a{text-decoration:underline}.article-tags{font-size:.85rem;margin:30px 0}.author-note{background:var(--paper);border-top:2px solid var(--blue);padding:28px;font-size:.88rem}.author-note p{margin:10px 0 0}.related{padding-bottom:80px}.pagination{padding-bottom:50px}.archive-grid .article-card:first-child{grid-column:span 2}.archive-grid .article-card:first-child .article-image img{aspect-ratio:2.5}.site-footer{background:var(--deep);color:#c7d7e5;padding-top:65px;font-size:.83rem}.footer-main{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:45px;padding-bottom:60px}.footer-logo{display:block;max-width:255px;background:white;border-radius:3px;padding:12px;margin-bottom:25px}.footer-brand p{font-size:1.55rem;color:white;line-height:1.5;letter-spacing:-.02em}.site-footer h2{font-size:.87rem;color:white;letter-spacing:0;margin-bottom:22px;font-weight:650}.site-footer a{color:#d3e3ef}.footer-main>div>a:not(.footer-logo){display:block;margin-bottom:12px}.footer-main p{margin-top:20px}.footer-disclosures{border-top:1px solid #29445d;padding-top:30px;font-size:.72rem;line-height:1.85;color:#acbfd0}.footer-bottom{padding:25px 0;display:flex;justify-content:space-between;gap:25px;border-top:1px solid #29445d;margin-top:30px}.footer-bottom>div{display:flex;gap:18px;flex-wrap:wrap}.analyzer-preview{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:start}.analyzer-panel{padding:40px;background:white;border:1px solid var(--line);box-shadow:0 15px 45px #082a4b0a}.analyzer-steps{display:flex;gap:6px;margin:10px 0 30px}.analyzer-steps span{height:4px;background:#dce8f1;flex:1}.analyzer-steps span:first-child{background:var(--blue)}.analyzer-preview ul{padding-left:20px}.analyzer-panel .preview-label{font-size:.78rem;color:var(--muted)}dialog{max-width:600px;width:calc(100% - 36px);border:0;border-radius:6px;padding:45px;box-shadow:0 20px 100px #00152766;color:var(--ink)}dialog::backdrop{background:#041a35b3}.dialog-close{position:absolute;right:12px;top:10px;border:0;background:white;color:var(--navy);font-size:1.6rem;padding:4px 12px}.contact-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:60px}.ecf-form{background:white;border:1px solid var(--line);padding:35px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px}.ecf-form label{display:block;font-size:.88rem;font-weight:550;margin-bottom:20px;color:var(--navy)}.ecf-form input:not([type=checkbox]),.ecf-form select,.ecf-form textarea{display:block;width:100%;padding:12px;border:1px solid #9fb4c5;background:#fff;color:var(--ink);border-radius:3px;margin-top:7px;font-size:1rem}.ecf-form textarea{resize:vertical;min-height:120px}.ecf-form .consent{display:flex;align-items:flex-start;gap:12px;font-size:.82rem;font-weight:400;line-height:1.6}.ecf-form .consent input{margin-top:5px;width:18px;height:18px;flex-shrink:0}.ecf-form .form-note{font-size:.79rem;color:var(--muted)}.ecf-form .honey{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form-message{padding:20px;background:var(--sky);border-left:3px solid var(--blue);margin-bottom:25px}.booking-choices{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:35px}.booking-choice{padding:27px;border:1px solid var(--line);background:white}.booking-choice h3{font-size:1.25rem}.booking-choice p{font-size:.9rem;color:var(--muted)}.booking-embed{width:100%;min-height:780px;border:0}.source-links{font-size:.82rem;margin-top:30px;border-top:1px solid var(--line);padding-top:20px}.source-links a{text-decoration:underline}.link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.link-grid a{padding:20px 24px;border:1px solid var(--line);font-size:.95rem;color:var(--navy);background:white;display:flex;justify-content:space-between;gap:15px}.link-grid a:hover{border-color:var(--blue);background:var(--sky);text-decoration:none}.check-list{list-style:none;padding:0}.check-list li{padding:13px 0 13px 30px;border-bottom:1px solid var(--line);position:relative}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--blue)}
@media(min-width:1500px){.hero-grid{grid-template-columns:1fr 1fr}.hero-copy{padding-right:70px}}
@media(max-width:1190px){.shell{width:calc(100% - 64px)}.brand{flex-basis:190px}.brand-logo{width:190px}#primary-nav,.nav-list{gap:15px}.nav-list a{font-size:.75rem}.button.nav-cta{max-width:155px}.hero-copy{padding-left:32px}.elementor .ecf-section{padding:75px 32px}.intro-grid{gap:45px}.footer-main{gap:28px}.process{gap:20px}.hero.home .hero-photo{margin:20px 20px 20px 0}}
@media(max-width:1020px){.menu-toggle{display:block}.header-inner{min-height:82px}.brand-logo{height:65px}#primary-nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;padding:22px 32px;max-height:calc(100dvh - 100px);overflow:auto;border-bottom:1px solid var(--line);box-shadow:0 15px 25px #082a4b14}#primary-nav.is-open{display:block}.nav-list{display:block}.nav-list a{font-size:.95rem;padding:13px 0}.nav-list .sub-menu{position:static;display:block;box-shadow:none;border:0;width:auto;padding:0 0 12px 16px;columns:2}.nav-list .sub-menu a{font-size:.84rem;padding:7px 0}.button.nav-cta{max-width:none;margin-top:12px}.hero-grid{grid-template-columns:1.1fr .9fr;min-height:560px}.hero-copy{padding-top:60px}.hero h1{font-size:3.5rem}.hero-actions .button{padding:13px 18px}.process{grid-template-columns:repeat(3,1fr)}.picture-grid{grid-template-columns:repeat(2,1fr)}.cards{gap:18px}.info-card{padding:25px}.article-grid{gap:20px}.article-copy{padding:22px}.cta-panel .shell{display:block}.cta-panel .button{margin-top:25px}.contact-grid{gap:30px}.footer-main{grid-template-columns:1fr 1fr}.footer-bottom{display:block}.footer-bottom>div{margin-top:15px}.archive-tools{display:block}.search-form{max-width:400px;margin-top:20px}}
@media(max-width:767px){body{font-size:16px}.shell{width:calc(100% - 40px)}.topline .shell{justify-content:center}.topline a{display:none}.topline{font-size:.65rem}.header-inner{min-height:76px}.brand-logo{width:195px;height:65px}.hero-grid,.hero:not(.home) .hero-grid{grid-template-columns:1fr;min-height:0}.hero-copy,.hero:not(.home) .hero-copy{padding:45px 24px 40px}.hero h1,.hero:not(.home) h1{font-size:clamp(2.6rem,10.3vw,3.6rem)}.hero-copy>p{font-size:1rem}.hero.home .hero-photo{margin:0 20px 20px;min-height:290px}.hero:not(.home) .hero-photo{min-height:270px}.hero-photo>img{object-position:50% 55%}.photo-note{left:22px;bottom:22px;right:22px;font-size:.65rem}.hero-actions{gap:12px}.hero-actions .button{width:100%}.hero-actions .text-link{font-size:.84rem}.trust-strip .shell{display:grid;grid-template-columns:1fr 1fr;gap:12px;padding:20px 0;font-size:.72rem}.elementor .ecf-section{padding:60px 24px}.section{padding:60px 0}.intro-grid,.split-feature,.cards,.cards.two,.team-grid,.contact-grid,.analyzer-preview,.article-grid,.booking-choices{grid-template-columns:1fr;gap:28px}.intro-grid .lead{font-size:1.18rem}.intro-grid h2{margin-bottom:0}.split-feature>img{height:310px}.process{grid-template-columns:1fr;gap:0;margin-top:25px}.process-item{position:relative;padding:22px 0 22px 55px}.process-number{position:absolute;left:0;top:21px;margin:0}.process h3{margin-bottom:10px}.process p{margin-bottom:0}.picture-cell{padding:20px 15px}.picture-cell strong{font-size:.94rem}.picture-cell span{font-size:.8rem}.loss-math{grid-template-columns:1fr;gap:15px}.math-card{padding:23px}.math-card .numbers{justify-content:flex-start;gap:20px;font-size:2rem}.math-card .arrow{padding:0 20px}.quote{font-size:1.65rem;padding-left:20px}.cta-panel{padding:50px 24px}.cta-panel .button{white-space:normal;width:100%}.footer-main{grid-template-columns:1fr 1fr;gap:35px 20px;padding-bottom:40px}.footer-brand{grid-column:1/-1}.footer-logo{max-width:260px}.footer-main>div:last-child{grid-column:1/-1}.footer-main p{font-size:.83rem}.site-footer{padding-top:45px}.footer-bottom>div{gap:12px 20px}.team-member{padding-top:25px}.article-heading{padding-top:45px}.article-heading h1{font-size:2.35rem}.article-grid .article-card:first-child{grid-column:auto}.archive-grid .article-card:first-child .article-image img{aspect-ratio:1.65}.archive-hero{padding-top:45px}.archive-hero h1{font-size:2.7rem}.article-body h2{font-size:1.65rem}.article-body{margin-top:35px}.featured-image{width:100%}.featured-image img{height:270px}.link-grid{grid-template-columns:1fr}.form-row{grid-template-columns:1fr;gap:0}.ecf-form,.analyzer-panel{padding:25px}.ecf-form button{width:100%}.booking-choice{padding:25px}.pyramid div{min-width:210px;padding:15px 18px}.faq-list summary{font-size:1rem}.nav-list .sub-menu{columns:1}dialog{padding:40px 25px}.hero.no-image .hero-copy{padding-right:24px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

/* Shared component refinements. */
.elementor .ecf-section.flush{padding:0}.elementor .hero-wrap .elementor-widget-shortcode,.elementor .flush .elementor-widget-shortcode,.elementor .ecf-section:has(.cta-panel) .elementor-widget-shortcode{margin-top:0}
.nav-list a{font-size:.875rem}.button.nav-cta{font-size:.8125rem}.hero.home .hero-copy{padding-top:65px;padding-bottom:55px}.hero.home h1{font-size:clamp(2.8rem,4.2vw,4.4rem)}
@media(max-width:1190px) and (min-width:1021px){.nav-list{gap:12px}.nav-list a{font-size:.8125rem}.button.nav-cta{font-size:.75rem}}
@media(max-width:767px){.hero.home .hero-copy{padding-top:42px;padding-bottom:35px}.hero.home h1{font-size:clamp(2.6rem,10.3vw,3.6rem)}}
.elementor .elementor-widget-ecf_cards,.elementor .elementor-widget-ecf_faq,.elementor .elementor-widget-ecf_team{margin-top:30px}
.elementor .hero-wrap .elementor-widget-ecf_hero{margin-top:0}
.cta-panel .eyebrow{color:#e3f2fd}
.elementor-widget-text-editor p a:not(.button):not(.text-link),.article-body p a,.consent a{text-decoration:underline;text-underline-offset:3px}
@media(min-width:768px) and (max-width:1020px){.loss-math{grid-template-columns:1fr}.math-card .numbers{justify-content:flex-start;gap:35px}.math-card{padding:25px}}
.row-heading{background:transparent;color:var(--navy)}.elementor .elementor-widget-ecf_table,.elementor .elementor-widget-ecf_process{margin-top:30px}